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A layaway is a purchasing method that allows a customer to put a product on hold by placing a deposit on the item. Layaway allows the customer to make smaller payments on the product until the purchase price is paid in full, rather than paying for the item with credit and adding interest to the cost. A layaway plan ensures that the chosen merchandise will be in stock and ready for pick-up when the final payment is made.

NO. The layaway service is FREE.

One third of the total value of the item is required as a down payment.

The layaway period is forty five days and items not collected within forty five days will be returned to stock.

Layaway is available all year round however only two items can be placed on layaway at a time.

If you cancel the layaway, the down payment and all payments made will be refunded, less a twenty dollars cancellation fee. Refunds will be made in the form of the payment that was received by BTC.

Return to the location that you created the layaway.

The down payment and all payments made will be refunded up to six months from the date that layaway was created. The down payment and all payments made will be refunded, less a twenty dollars cancellation fee. After six months all funds are forfeited.

NO. All payments must be made at the same BTC location that the layaway was created.

No. A customer may not make changes to their layaway. However, they may cancel their existing layaway and create a new one.